Fixed Deposit vs Debt Funds

Fixed Deposit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106,660 6,660 6.66
HDFC Dynamic Term Fund - Regular Plan - Growth Option 100000 104,471 4,471 4.47
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6,660 Not Applicable Not Applicable 1,998 4,662
HDFC Dynamic Term Fund - Regular Plan - Growth Option 4,471 Short Term Not Applicable 1,341 3,129

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.